Stump grinding is the most efficient way to remove stumps. Stumps can be unappealing and it's also dangerous for your friends and family. It also impedes you from using that particular area of your yard because you could be held liable if the stump causes injury.
It can be difficult to mow lawn around a stump. You may even damage the lawn mower's blade if you accidentally hit a tree stump causing you to spend more compared to a simple stump removal fee. Some tree stumps require constant maintenance because they can grow new trunks, or regrow as bush or shrubs, so it is best to just remove them completely.
Aside from potentially damaging your lawn equipment, stumps may contain fungus, insects, and disease. Nature's way of removing tree stumps is by letting termites, carpenter ants and other wood destroying insects, fungus, and microbes to slowly consume them. In the suburbs, however, it's best to keep these creatures away for safety measures.